# Cash loans

##### Loan book

Search
Branch
Status
Risk band

Loan | Customer | Branch | Principal | LTV | Maturity | Risk | Status | Actions
--- | --- | --- | --- | --- | --- | --- | --- | ---
CL‑2041 Salary loan | Maria Cruz | Makati | ₱45,000 | 72% | In 3 days | Low | Current |
CL‑2103 Business loan | Juan Reyes | Cebu | ₱80,000 | 88% | 1 day past due | High | Past due |
CL‑2120 Micro loan | Ana Lim | Davao | ₱15,000 | 79% | In 5 days | Medium | Current |

##### Add cash loan

Customer
Loan ID
Branch
Principal amount
Maturity date

##### Edit loan

Customer
Loan ID
Branch
Principal amount
Maturity date

##### Loan details

CL‑2041 · Maria Cruz · Makati

Salary loan · Principal: ₱45,000 · LTV: 72%

Maturity in 3 days · status: Current

AI loan profile (sample)

- Customer has strong repayment history and low utilization.
- Branch risk is moderate; no recent policy exceptions on this account.

Low priority for immediate action; include in routine reminders only.

###### Recent payments (UI only)

Date | Amount | Channel | Balance
--- | --- | --- | ---
2026‑02‑01 | ₱4,500 | Branch cash | ₱41,000
2026‑01‑01 | ₱4,480 | Mobile wallet | ₱45,500

##### Record payment (sample)

Use this modal to capture payment details; wire it to your loan system.

Amount
Date
Channel
Notes

##### Amortization schedule (sample)

Example schedule for a term loan — replace with your own calculation.

Installment | Due date | Principal | Interest | Total | Balance
--- | --- | --- | --- | --- | ---
1 | 2026‑03‑01 | ₱4,000 | ₱500 | ₱4,500 | ₱41,000
2 | 2026‑04‑01 | ₱4,000 | ₱480 | ₱4,480 | ₱37,000
3 | 2026‑05‑01 | ₱4,000 | ₱460 | ₱4,460 | ₱33,000