# Risk overview

High‑risk exposure
₱620k
High LTV accounts
37
Past‑due customers
92
Branches with alerts
2

##### Exposure by branch and product

Branch | Loans principal | Pawn loan amount | High‑risk exposure | High LTV accounts
--- | --- | --- | --- | ---
Makati | ₱3.2M | ₱1.1M | ₱220k | 14
Cebu | ₱2.1M | ₱0.9M | ₱260k | 16
Davao | ₱1.4M | ₱0.6M | ₱140k | 7

##### Risk bands

Use this as a placeholder for a chart or donut showing risk distribution.

- Low risk: 72% of accounts.
- Medium risk: 18% of accounts.
- High risk: 10% of accounts.

##### AI risk overview (sample)

Narrative placeholder for an AI model that consumes loan and pawn features.

- Most high‑risk tickets combine high LTV, older collateral, and repeat extensions.
- A small set of customers accounts for a large share of overdue exposure.
- Two branches show rising early‑stage delinquencies vs. last month.

Use this page as a starting point for wiring in model scores and drill‑through to customers and tickets.